No MLM,No investing, JUST Internet Marketing!!!!

1) Extend Your Planning Horizon

Plan your spending 30 days in advance or 3 months or a year or even 5 year in advance.

*The longer planning, the more you save, because
• You will know where exactly your ‘future money’ will spend to.
• You may restrict yourself for buying ‘extra’ or unnecessary item.
• You will be aware is there a need to work a little extra to reach your target. Eg a car, go on a long holiday.

2) Schedule Some Plastic Surgery

SAVING: 10 % of your income, save for a least 3 month first for future use.
Then choose to save in 10% of your income to emergency basin, be it in a trusted bank with the best interest rate. If you are a risk taker, you can choose to save 10% of your income for investment. If you are old, choose a conservative basin. If you are young, choose a risky basin.

**Remember investment is for risk taker, “never place all your golden egg in one basket”


“Money saved is as good as money gained”